Our top-rated money transfer app for international and large transfers is Wise, thanks to its relatively low international fees and generous transfer limits—you can send up to $1 million per transfer by wire or $50,000 by ACH. But if you just want to transfer money to friends and family in the U.S., you’ll be better served by Venmo, Zelle, or Cash App. Money transfer apps provide a convenient way to pay someone without writing a check or taking out cash. The best money transfer apps allow you to send money for free or inexpensively. But each app has a different fee structure for instant transfers, international transfers, and payment methods (debit card, bank account, etc.) Apps also vary in their transfer limits, supported currencies, and other capabilities. We evaluated the most popular money transfer apps based on these criteria and more, including customer ratings and country availability. The best option for you will depend on how you plan to use the app. Read on to learn more about the winners, and remember that you should never use a money transfer app to send funds to someone you don’t know. Be aware that when sending money by credit card, the transfer may be counted as a cash advance. Cash advances are usually expensive, with fees and high interest rates. These extra charges are in addition to any fees charged by the money transfer app for credit card transfers. Best Money Transfer Apps for September 2024 Best Money Transfer Apps for September 2024 The Bottom Line Compare Apps What Is a Money Transfer App? How to Choose How to Use Money Transfer Apps Pros and Cons Alternatives FAQs Methodology Investopedia's Rating 4.8 Pros & Cons Pros Excellent customer reviews and app ratings Digital wallet with international travel features Send up to $1 million internationally Cons International transfers take up to 5 days Small fee to withdraw wallet balance to bank account Requires identity verification Why We Chose It Wise is an international money transfer app that allows Android, iPhone, and desktop users to send money to 160 countries, with relatively low transfer fees for many currencies. Wise also has the highest transfer limits among apps we reviewed, by a long shot. Single-currency transfers between Wise accounts are free and instant, but you’ll pay a small fee to withdraw money to your bank account, which varies based on the currency. While withdrawals are usually instant within the U.S., it could take up to three working days to receive the money in your bank account. Wise may not be the best choice for people sending payments to their friends in the U.S., since Wise charges a fee to withdraw your balance to your bank account, while some other money transfer apps offer free withdrawals. However, it’s a great option for people who want to send money internationally, particularly when sending large sums, or who need a convenient and affordable way to spend money abroad without a credit card. A one-time $9 fee gets you a Wise debit card connected to your account balance, which you can add to a digital wallet like Apple Pay. You can also use the physical card to make payments online and in stores around the globe. The card automatically converts your currency at a fair exchange rate when you shop abroad, with low fees. For example, if you want to spend $100 at a restaurant in Europe, Wise only charges $0.39. Each month, you’ll also get two free ATM withdrawals up to $100. Wise has a great reputation for customer satisfaction, with the highest Trustpilot score of the apps we reviewed (4.3 out of 5), and highly rated mobile apps to boot. Wise was founded in 2011. The U.S. entity is incorporated in Delaware and has an office in New York. Transfer Speed, Fees, and Caps Investopedia's Rating 4.1 Pros & Cons Pros Instant P2P transfers Can send up to $60,000 per week Supports crypto buying, selling, holding, and transferring Cons Only available in the U.S.; no international transfers Credit card transfer fee of 3.00% Instant transfers to bank cost 1.75% (min. $0.25, max. $25) Why We Chose It Venmo is only available in the U.S. but it’s quite popular, with 60 million+ users. It’s our top pick for sending money to friends and family in the U.S. thanks to its instant transfers and 0% fees when sending from a bank account, debit card, or Venmo wallet. Although some other apps (like Zelle and Meta Pay) have similar fee structures, they’re more limited in scope. Anyone in the U.S. can download the app (for iPhone or Android) and send or receive money with other Venmo users. Verified users can send up to $60,000 per week. That’s one of the highest transfer limits among apps we reviewed, after Wise and WorldRemit (Zelle transfer limits vary by bank and user). If you haven’t verified your identity, you’re limited to sending $299.99 per week. You don't need one to use the app, but users can apply for a standard Venmo debit card, a Venmo Teen debit card, or a Venmo credit card. These can be used like any other payment card, with the debit cards pulling from your Venmo balance. The Venmo app has excellent user ratings in app stores, with a score of 4.9 out of 5 in the App Store and 4.2 in Google Play. But its Trustpilot score is an abysmal 1.1 out of 5, although there are relatively few reviewers there. Some downsides to Venmo are a lack of international transfers and a relatively high credit card transfer fee of 3.00%. Standard transfers from your Venmo account to your bank account are free, but they may take up to three business days. If you want the money in your account instantly you’ll have to pay a fee of $1.75%, with a minimum of $0.25 and a maximum of $25. Venmo was founded in 2009. It came under the control of PayPal in 2013, when PayPal acquired the payment service Braintree. PayPal’s headquarters are in San Jose, California. Unlike other P2P transfer apps, Venmo features a social feed. You can share your Venmo transfers with your friends and family in the app, and you can see their activity. But you can also disable this feature for privacy. Transfer Speed, Fees, and Caps Investopedia's Rating 4.5 Pros & Cons Pros Low fixed fees for international bank transfers Can send up to $5,000 via credit or debit card Cash pickup available in many countries Cons Can’t send money from U.S. to the European Union Payment methods vary by country ACH payments from the U.S. can take up to four days Why We Chose It WorldRemit allows you to send money from your phone (Android or iOS) or online account to more than 130 countries in multiple currencies, but it has more limited countries, payment methods, and payment receipt options than Wise. For example, if you’re sending money from the U.S., you can’t send funds to someone in the European Union, and you can only send funds directly to an individual’s bank account in select countries, including the United Kingdom, Mexico, Australia, Canada, Morocco, and a few others. There’s also a $5,000 transfer limit when sending money from the U.S. That said, WorldRemit only charges a low, fixed fee for international bank transfers. For example, you can send any amount up to the limit from the U.S. to the U.K. for just $1.99, and it should arrive the next working day. Exact fees and transfer times depend on the country and payment receipt option you choose. When paying from your U.S. bank account with an ACH transfer, WorldRemit says the service is slow—it will take up to four days for your transfer to reach WorldRemit, plus additional time to reach the recipient. WorldRemit allows you to store funds in a WorldRemit wallet, but the feature is only available in a small number of countries, and there’s no clear list of its availability. The WorldRemit mobile apps are highly rated, and the company has a great Trustpilot rating (3.8 out of 5), coming in second after Wise. WorldRemit was founded in 2010 and is headquartered in London. Transfer Speed, Fees, and Caps Investopedia's Rating 3.9 Pros & Cons Pros Free domestic transfers via bank account or debit card Transfers are usually instant Works with many U.S. banking apps Cons No international transfers No credit card payments May have lower daily/monthly transfer limits, depending on your bank or credit union Why We Chose It Zelle is our top pick for low fees and domestic bank-to-bank transfers because it allows you to send money instantly for no cost. Chances are, Zelle is already a feature in your banking app—more than 2,000 banks and credit unions use Zelle. But even if your bank doesn’t work with Zelle, you can still send and receive money using the Zelle app. When making a Zelle transfer, only one person involved in the transaction needs to bank with a financial institution that supports Zelle. However, Zelle doesn’t support multiple currencies and only works with U.S. bank accounts and debit cards, so you can’t use it to transfer money internationally. There’s also no option to transfer money from a credit card, so you’ll need to have sufficient funds in your bank or debit card account. Depending on your bank and several individual factors, you may have to follow strict transfer limits when sending money with Zelle. For example, some Chase customers can send up to $500 a day, while others can send up to $10,000. Per-transaction and monthly limits may also apply. Zelle has poor reviews on Trustpilot (1.1 out of 5), although Zelle app ratings for Android and iPhone are relatively good (3.9 and 4.8 out of 5, respectively). Early Warning Services, the fintech company that owns Zelle, is based in Scottsdale, Arizona. The company launched the Zelle network in 2017. Some scam artists use Zelle because transfers typically can’t be canceled once they’re sent. A fraudster may even impersonate someone from your bank. To avoid losing money to fraud, be sure to only send money to people you know, with Zelle or any other money transfer app. Transfer Speed, Fees, and Caps Investopedia's Rating 4.1 Pros & Cons Pros Free domestic transfers via Cash account and debit card Free debit card offers FDIC protection Saving, investing, and cryptocurrency features Cons High credit card transfer fee of 3% International transfers between the U.S. and U.K. only $1,000 transfer limit for unverified accounts Why We Chose It Cash App is inexpensive to use for most everyday purposes. It doesn’t charge for sending money from your Cash account or debit card, or for standard withdrawals to your bank account. However, there may be individual transfer limits. Unlike Zelle, you can use Cash App to send money with a credit card, but the 3% fee is relatively high. While you can use your Cash App card internationally with no fees, you can’t send money to people outside of the U.S. and the U.K. Cash App offers other banking and investing services in addition to money transfers. Once you’ve verified your account, you can request a free Cash App card, which gets you FDIC insurance for your cash balance, instant discounts when you shop, access to ATMs, and the option to auto-invest with each transaction via roundups. You can also use Cash App to buy, sell, send, and receive Bitcoin and buy and sell stocks commission-free. Cash App’s Trustpilot score is quite low at 1.5 out of 5; some reviewers complain of withdrawal limits or temporarily restricted features of their account, as well as poor customer service. As with other money transfer apps, Cash App is often used by scammers, so be careful when sending money. Cash App, which was founded in 2013, is owned by fintech company Block. Block is being investigated by federal prosecutors as of May 2024. Transfer Speed, Fees, and Caps Investopedia's Rating 4.7 Pros & Cons Pros High $60,000 transfer limit for verified accounts Free domestic P2P transactions using PayPal balance or a bank account PayPal balance can be used to shop online securely Cons Charges 3%–4% currency conversion markup Recipient must have PayPal account Poor customer ratings Why We Chose It PayPal allows you to make free domestic transfers from your PayPal balance or bank account. Once your account is verified, you can send up to $60,000 per transfer with no cap on the number of transfers, though PayPal says it may limit the transaction amount to $10,000 in some cases. Take note that the recipient will usually need to have a PayPal account to access the money. PayPal is not as ideal for international transfers. The exchange rate is not as favorable as Wise’s mid-market rate due to a 3% to 4% currency conversion spread in addition to international transfer fees. On the plus side, PayPal’s international transfer fees are capped at just $4.99. If you have an American Express credit card, you can avoid PayPal’s credit card transfer fee by sending money from your Amex Send Account. PayPal also charges a relatively high instant withdrawal fee when transferring money from your PayPal balance to your bank account or debit card: 1.75% of the transferred amount. Standard transfers, which are free unless currency conversion is required, typically finish within one business day. International transfers are also speedy to most countries, usually taking just a few minutes. PayPal’s Xoom service offers multiple methods of receiving payments, including cash pickups at stores, but the options and timeline vary by country. PayPal has well-rated mobile apps, but the company is poorly rated on Trustpilot, with a “Bad” score of just 1.3. Still, PayPal is a widely accepted, global leader in payments that has won numerous awards for excellence (like Webby awards) since it was founded in 1998. The company is headquartered in San Jose, California. A PayPal account can also be used to shop online at thousands of retailers without providing your payment card information. Transfer Speed, Fees, and Caps Investopedia's Rating 4.9 Pros & Cons Pros Convenient payments through Facebook Messenger Free, instant transfers to friends and family Additional security options Cons Must have a Facebook, Instagram, or Messenger account No international transfers for U.S. residents Relatively low maximum transfer amount of $10,000 Why We Chose It Meta Pay makes it easy to send and receive money with friends and family through Facebook Messenger, and in some cases, WhatsApp. Meta Pay charges no fee to send money and it’s a great option if you and your friends or family use Messenger. Transfers happen instantly, but depending on your payment method it could take three to five days for your balance to update. Meta Pay has somewhat low transaction limits relative to the other money transfer apps we reviewed—you can send up to $10,000 per transaction if you use a Visa debit card, $5,000 with a Mastercard debit card, and $3,000 with a PayPal account. While Meta Pay is available in 143 countries, U.S. residents currently can’t use it for international money transfers. Meta Pay securely stores your payment info, but it doesn’t offer a wallet for storing funds. And although Meta Pay can be used in both Messenger and WhatsApp, there are some limitations depending on the app you’re using. For example, transfers through Messenger can only be made within the U.S., and they must come from bank-issued Visa and Mastercard debit cards, reloadable prepaid cards, government-issued bank cards, and PayPal accounts. And you must use the Messenger mobile app to do so, rather than the website. WhatsApp money transfers, on the other hand, are not currently available in the U.S., although depending on where you live you may be able to make payments from a credit card. We appreciate the extra security features of Meta Pay, including anti-fraud technology, encryption, and the option to create a PIN or use a fingerprint or Face ID on your phone to authorize a payment without providing your biometric info to Meta. Mark Zuckerberg founded Facebook in 2004, and the company was rebranded as Meta in 2021. Meta is headquartered in Menlo Park, California. The company is currently under regulatory scrutiny in the European Union, where the European Commission is investigating whether Meta is taking sufficient measures to protect young users from harm. Transfer Speed, Fees, and Caps Investopedia's Rating 3.2 Pros & Cons Pros Highest-rated mobile app among apps we reviewed Instant, free transfers to other Apple Cash users Use your balance at 85% of U.S. retailers Cons No international transfers No credit card transfers Can’t send money to Android users Why We Chose It Apple Cash is built into the iPhone as part of Apple Wallet, so you don’t need to download an app to use it. Apple Cash, a digital card stored in your Wallet, allows you to send and receive money domestically with friends and family through iPhone messages—this means only iPhone users in the U.S. can use Apple Cash for P2P transfers. You can send money using your Apple Cash balance or directly from a debit card. Apple Wallet had the highest mobile app rating among money transfer apps we reviewed, with a score of 4.8 in the Apple App Store. Apple Cash may offer higher transfer limits than Zelle or Cash App for some users: Primary account holders can send up to $10,000 per transaction, although Apple Cash Family Account users are limited to $2,000. Apple Pay and Apple Cash are more secure than shopping with a credit card or sending money through most other apps. That’s because you need to authorize transactions with Face ID, Touch ID, or your passcode. Apple doesn’t share your payment information with retailers, so it can’t be traced back to you. It also offers parental controls that allow you to send money to your kids stress-free. You can limit who they can send money to, and you’ll be notified when they spend their Apple Cash. It’s usually free to withdraw money to your bank account; instant withdrawals are available for a reasonable 1.5% fee. You can also spend your Apple Cash at any retailer that accepts Apple Pay, which makes it easy to avoid the fee altogether. Apple Pay and Apple Cash are available in many countries besides the U.S. You can use your Apple Cash balance when spending abroad (for a fee), but you can’t send or receive money internationally. Apple Cash has been around since 2017. Transfer Speed, Fees, and Caps If you want to send money internationally, Wise will likely be your best option because it offers transparent fees, a favorable exchange rate, and multiple transfer options in many countries. Wise also has a great reputation for customer service. However, depending on where you are sending money, you may prefer the features and fee structure of WorldRemit. If you’re mostly using money transfer services for domestic transfers, Venmo is a great choice, especially if your friends use it. Zelle is great for instant transfers to another bank account at no charge, but it may not work for frequent or large transfers, depending on where you bank and who you’re sending money to. If you’d like to send or receive Bitcoin, or if you want additional banking features, we recommend Cash App. If you have the Messenger app on your phone and your friends do as well, you might find that Meta Pay is most convenient. And Apple Pay is great for iPhone users, especially those who want an easy way to load their kids’ phones with cash. In the News: Money transfers and person-to-person payments are increasingly popular. According to the Consumer Financial Protection Bureau, the total person-to-person (P2P) payment dollar volume quadrupled between 2018 and 2022. Though money transfer apps are convenient and easy to use, not all apps are backed by the Federal Deposit Insurance Corporation (FDIC), so consumers' deposits aren't always insured. As a result, you should be careful about what apps you use and how much money you store in them. Money transfer apps provide a way to send money to an individual without mailing a check, delivering cash, or asking that person for their bank account information. Some of these apps allow you to send money to another country in a different currency. Others offer additional security features or other perks. According to Deb Baxley, a member of the U.S. Payments Forum Steering Committee and partner at Paygility Advisors, money transfer apps come in two varieties: stored value apps and direct-to-bank transfer apps. “Some people prefer to leave money in the service if they are frequent transactors, while others prefer the direct-to-bank account service, eliminating the step of withdrawing money back to a bank account,” said Baxley. With most money transfer apps, you can’t cancel a transfer or receive a refund unless the recipient initiates a return transfer for the same amount. You also won’t get purchase protection when shopping, which is available with many of the best credit cards, so money transfer apps are typically best for sending money to friends and family members. When comparing money transfer apps, Baxley said to consider the following: Each app has a different process, so you should consult your provider’s help pages if you’re not sure how to use the app’s features. Generally, these are the steps you can expect. Pros Easy fund requests and payments Multiple funding options Quick access to transferred money Cons Payments vulnerable to scams Potentially high transaction fees Funds rarely backed by FDIC insurance The Federal Reserve reported in 2021, its most recent survey, that 46.4% of all households use online payment services like Cash App, PayPal, and Venmo. Money transfer apps can be helpful when splitting a dinner bill or paying your dog walker. But they're not appropriate for all situations. In some cases, you may need to use an alternative method to send money or pay for services. No one money transfer app is best for everyone (or for every situation), but you have a variety of good options. Wise is our top pick for large transfers and international payments, although WorldRemit is worth looking into as well. Venmo is our number one choice for domestic transfers to friends and family, while Zelle is great for free domestic bank-to-bank transfers in particular. Cash App is another top choice for having low fees. And Meta Pay is worth checking out if you and your friends/family use Facebook Messenger. If you need to send money to someone in another country, we found that Wise is the best app for international transfers, followed by WorldRemit. Most transfers are completed within minutes, and you can choose from several transfer options, including cash pickup, bank transfer, or even home delivery. Money transfer apps allow you to transfer money to family, friends, and businesses quickly and easily. Money can usually be sent from bank accounts and debit cards, while some apps feature wallets that can hold money. Some allow you to send money internationally, while others are best for domestic P2P transfers. Different money transfer apps have different transfer times. Some transfers occur immediately and others can take up to a few days. The transfer time may depend on the country you're sending to or from, and if currency conversion is required. Keep your needs and time frame in mind so you choose the best mobile money app for you. All of our list's money transfer apps are generally secure, using the latest encryption technology and privacy measures to protect user information. These include Wise, WorldRemit, Zelle, PayPal, Cash App, Venmo, and Meta Pay. However, there is still a risk of scams and data breaches, so it's important to take extra steps to protect your information. For example, enabling multifactor authentication, regularly changing passwords, and avoiding public WiFi connections can help keep your account safe. Be aware that you generally can't request refunds after sending money—if you send money accidentally or to a scammer, it's up to the recipient to refund the money or not. Both Zelle and Venmo are generally safe. The platforms use encryption to protect account information and monitor account activity, and encrypted data is stored on servers in secure locations. However, all money transfer apps have some level of risk. To protect yourself, verify the recipient's contact information before sending money, and only send money to those you know and trust. Once you send money, there is usually no option to request a refund. We researched and reviewed nine companies to find the best money transfer apps you see on the list above. We included the following services in our research: Apple Cash, Cash App, Google Pay (no longer available in the U.S.), Meta Pay, PayPal, Venmo, Wise, WorldRemit, Zelle. Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews of money transfer apps. To rate companies, we collected hundreds of data points for nine apps over one month, including transfer fees, transfer limits, country and currency availability, app features, and customer ratings, to ensure that our reviews help you make informed decisions about which transfer apps to use. We grouped those criteria into five main categories for analysis: fees, limits, availability, features, and reputation. Open a New Account × The offers that appear in this table are from partnerships from which we receive compensation. For more details, see our full advertiser disclosure. Institution Apy Min. To Earn Apy Highlights Open a New Account × The offers that appear in this table are from partnerships from which Dotdash receives compensation. Article Sources Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in oureditorial policy. Apple App Store. “Wise (ex TransferWise).” Google Play. “Wise.” Trustpilot. “Wise.” Google Play. "Venmo." App Store. "Venmo." Trustpilot. "Venmo." TechCrunch. "EBay’s PayPal Acquires Payments Gateway Braintree For $800M In Cash." PayPal. "Who We Are." Trustpilot. “WorldRemit.” Apple App Store. “WorldRemit Money Transfer.” Google Play. “WorldRemit: Money Transfer App.” Chase. “Send and Receive Money Fast With Zelle.” Apple App Store. “Zelle.” Google Play. “Zelle.” Trustpilot. “Zelle.” Trustpilot. “Cash App.” NBC News. “Federal Prosecutors Are Examining Financial Transactions at Block, Owner of Cash App and Square.” Trustpilot. “Paypal.” Apple App Store. “PayPal - Send, Shop, Manage.” Google Play. “PayPal - Send, Shop, Manage.” The Webby Awards. “PayPal, Inc.” Facebook. “Accepted Payment Methods in Messenger.” WhatsApp. “More Information About Participating Countries.” CNN. “Facebook and Instagram Probed Over Fears They May Be Too Addictive for Children.” Apple App Store. “Apple Wallet.” Apple. “Apple Pay Cash and Person to Person Payments Now Available.” Consumer Financial Protection Bureau. "Analysis of Deposit Insurance Coverage on Funds Stored Through Payment Apps." Federal Bureau of Investigation. "Cybercriminals Trick Victims Into Transferring Funds to 'Reverse' Instant Payments." Consumer Financial Protection Bureau. "Helpful Tips for Using Mobile Payment Services and Avoiding Risky Mistakes." Consumer Financial Protection Bureau. "Consumer Advisory: Your Money Is at Greater Risk When You Hold It in a Payment App, Instead of Moving It to an Account With Deposit Insurance." Federal Reserve. "2021 FDIC National Survey of Unbanked and Underbanked Households." FDIC. “Deposit Accounts." United States Postal Service. "Sending Money Orders." Consumer Financial Protection Bureau. "What Is a Wire Transfer?" Related Terms Sweep Accounts Definition: Types and How They Work A sweep account automatically transfers amounts over or below a certain level into a higher interest-earning investment option. more Christmas Club: Overview, History, Example A Christmas club is a savings account to help people save for the holidays. Money is deposited throughout the year and withdrawn before the holidays. more Negotiable Order of Withdrawal Account: Overview, History A Negotiable Order of Withdrawal (NOW) Account is an interest-earning bank account. A customer with this type of account can write drafts against money held on deposit. more Deposit Interest Rate: Definition, Fixed Vs. Variable A deposit interest rate is the interest rate paid to deposit account holders for accounts like certificates of deposit (CD) and savings accounts. more Individual Development Account (IDA): What it is, How it Works An Individual Development Account (IDA) is a savings account to help lower-income individuals build assets to achieve financial stability. more Canceled Check Definition and How To Get a Copy A canceled check is a check that has been paid or cleared by the bank it was drawn on and is marked "canceled" so that the check can't be used again. moreBest Money Transfer Apps for September 2024
Best Overall, Best for International Transfers and Large Transfers : Wise
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Best for Domestic Transfers With Friends and Family : Venmo
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Also Great for International Transfers : WorldRemit
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Best for Low Fees/Domestic Bank-to-Bank Transfers : Zelle
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Also Great for Low Fees : Cash App
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Also Great for Large Transfers : PayPal
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Best for Facebook Messenger Transfers : Meta Pay
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Best for Customer Satisfaction (iOS Only) : Apple Cash
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The Bottom Line
Compare the Best Money Transfer Apps
App Instant P2P Transfer Fee Card Transfer Fee Supported Countries Wise No extra fee; only some transfers are instant Varies by country/currency, starting at 0.35% 160 Venmo 0% 0% for debit cards; 3% for credit cards U.S. WorldRemit No extra fee; only some transfers are instant Varies by country/currency 130+ Zelle 0% 0% for debit cards; credit card payments not supported U.S. Cash App 0% 0% for debit cards; 3% for credit cards U.S. and U.K. PayPal 0% 2.9% + $0.30 for debit and credit cards 200+ Meta Pay 0% 0% for debit cards; credit card payments not supported 143 Apple Pay 0% 0% for debit cards; credit card payments not supported 84 In the News
What Is a Money Transfer App?
How to Choose a Money Transfer App
How to Use Money Transfer Apps
Pros & Cons of Money Transfer Apps
Pros Explained
Cons Explained
Alternatives to Money Transfer Apps
Frequently Asked Questions
What Is the Best Money Transfer App?
What Is the Best App for International Money Transfers?
How Do Money Transfer Apps Work?
What Apps Allow Instant Money Transfer?
How Long Does It Take to Transfer Money With an App?
What Money Transfer App Is Safest?
Is Zelle Safer Than Venmo?
Companies We Reviewed
How We Picked the Best Money Transfer Apps
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